122 search results for refinance
CASH HOME PURCHASE? Get money back through Delayed Financing! Article
Did you recently purchase a home with CASH? Here’s how you can put some money back into your pocket! Delayed financing allows you to quickly access equity in your home and receive a large portion of your cash back. Here’s how it work...
Mortgage Pre-qualification Page
Whether you're looking to buy in two months or two years, it's never too early to start preparing for the mortgage process. But it's hard to prepare when you don't know what qualifications are needed. That's why we put together th...
Tips to Buying a Home While Going Through a Divorce Article
Whether you’ve been through a separation or divorce or know someone that has, it is very tough emotionally, and the last thing anyone needs to worry about is more problems with living arrangements and financing. Yet this is a common cause for c...
Renovation Page
Want to restore your home, or purchase a home that needs a little—or a lot—of improvement? Let's make your dream a reality, today. At HomeSale Mortgage, we offer several products that can help fund minor or major renovations. Renovati...
Document Checklist Article
Applying for a mortgage? At minimum, here’s a list of the information and supporting documentation that you’ll want to have at hand:Addresses for previous 2 years’ rental or mortgage history Name, address and phone number of all la...
Unlock Homeownership Dreams: Bank Statement Loans for the Self-Employed Article
Do you dream of owning a home, but your income fluctuates, or tax deductions leave your tax returns unrepresentative of your true earning power? If you're self-employed, this can be a major hurdle in the traditional mortgage process. However, we ...
Tips to Pay Off your Mortgage Early Article
Tips to Pay Off your Mortgage EarlyHomeowners pay off their mortgage early for a few different reasons: Some want to increase their cash flow or pay less in interest, while others want to enjoy the mentality of being mortgage-free. If your mort...
Benefits of Buying this Fall Article
While the real estate market is dynamic and can change throughout the year, there are several compelling reasons to consider buying a home in the fall of 2024.Cooling Market Leads to Less Competition As we move into the fall of 2024, many expe...
Building Wealth through Home Equity Article
Owning a home has long been considered the American Dream. Statistics show that no matter the generation, Americans overwhelmingly believe that homeownership is important. Whether personal, emotional, or financial, there are many reasons why homeowne...
Steps to Homeownership Page
FIRST-TIME HOMEBUYER GUIDEBuying your first home can be overwhelming. But when you have the right resources professionals by your side, buying a home is a milestone to celebrate rather than a hassle. Follow this guide to get started on the path to ho...
What’s the value in installing an at-home swimming pool? Article
What’s the value in installing an at-home swimming pool?With summer right around the corner and some anticipated record breaking temperatures, you may be considering it is time to save money on a refinance and install that pool in your bac...
Delayed Financing Article
Wondering how you can make a competitive offer in today's seller market? Delayed Financing has become increasingly more popular among buyers and is a great tool for those who have the resources to take advantage of it.What is Delayed Financing? ...
DSCR Loans for Investment Properties Article
A Game-Changing Financing Solution for Smart Property Investors! Are you ready to take your real estate investments to new heights? We are now offering Debt Service Coverage Ratio (DSCR) loans for investment properties!What is a DSCR loan? DS...
What’s going on in the mortgage industry? Are rates at Zero? Article
What’s going on in the mortgage industry? Are rates at Zero?As many of you are aware, recently the Federal Reserve cut interest rates to near zero in an emergency effort to support the economy during the COVID-19 pandemic. You might be wondering how ...
Benefits of a Co-Signer on Your Mortgage Article
If you’re looking to purchase a home or refinance on your current home, you might have concerns about qualifying due to employment, income, debt, credit, or other factors. Depending on your situation, having a co-signer on your mortgage could h...
How Accurate are Mortgage Calculators? Article
Buying a home is a significant financial decision, and accurately estimating mortgage payments is crucial to ensuring affordability and financial stability. Mortgage calculators have become an essential tool in this process, offering a quick and conv...
4 Reasons To Work With A Local Homebuying Team Article
4 Reasons To Work With A Local Homebuying TeamWhen you’re starting the homebuying process, it can be difficult to know where to start. As a modern-day consumer, you’re probably starting your home search online and researched various options and ...
The ABCs of Private Mortgage Insurance Article
Producing a strong down payment is a common challenge for many first-time buyers. However, many are unaware that they can put less than 20% down on a home purchase, even with a Conventional Loan. This is a great option for first-time buyers who are l...
Perks of an FHA Loan Article
What is an FHA loan? The FHA Loan is a type of government-backed loan with looser qualifications that was intended to help first-time buyers qualify for a mortgage. The FHA, a division of the Department of Housing and Urban Development, is responsibl...
Reasons to Use a Local Lender Article
Reasons to Use a Local LenderWhen you’re searching for a mortgage, it can be difficult to know where to start. Your biggest investment should be an exceptional experience. So why not choose exceptional service? Right now, it’s more impor...