Perfect for almost any borrower

The biggest benefit of a conventional fixed rate mortgage is the fact that the interest rate does not change over time. This allows you to budget your finances and make a consistent, fixed payment over the duration of your loan. Conventional rate mortgages allow you to lock in an interest rate and principal payment for the entire life of your loan. Your rate and principal payment never increase, even if the market changes.

Up to 97 % financing of your loan

Stable rate and principle payments

Easy-to-understand loan terms

Competitive interest rates

Locks interest rate for the life

15 or 30 year terms


Offers low down payment and flexible credit score requirements

FHA insured loans often give first-time homebuyers the option of making a lower down payment than they would need to make if using a traditional, non-FHA insured mortgage. FHA loans don't just benefit the potential homeowner – they also are beneficial for the economy as a whole. They stimulate economic development in the form of expanding tax bases and creating jobs.

As little as 3.5% down payment

Less than perfect credit can apply

Guaranteed by the Federal Housing Authority

Seller can pay borrower closing costs

Fixed rate and ARM (Adjustable Rate Mortgage) options. Payment may increase after consummation.


Active duty, Reservists and Veterans

A Veterans Affair (VA) Loan is a home loan designed to help finance homes for Veterans, eligible members of the military, and in some cases, surviving spouses. A VA Loan is guaranteed by the government, but made by qualified lenders such as banks or independent mortgage companies. Because the loan is guaranteed by the government, lenders can approve borrowers with more flexible lending standards. In many cases, it also allows for no down payment, or a lower down payment than other conventional loan options.

Available to active and retired military

Up to 100% financing available

No private mortgage insurance

Reasonable Credit Qualifications

No Early payoff penalties


For buyers looking to purchase in rural or suburban areas

USDA loans offer a number of unique benefits that set them apart from standard home loans. USDA loans require no down payment, so qualified individuals can finance up to 100% of the home's total purchase price. This makes them one of the more desirable loans available to homeowners.

Up to 100% financing available

Little or no down payment options

Flexible credit guidelines

Seller can pay borrower closing costs


For borrowers who need a loan above the conforming limit
Jumbo loans allow homebuyers to finance a home that exceeds the conventional loan limits set by the Federal Housing Finance Agency. As of January 1, 2021, the conventional loan limits raised to $548,250 in most areas. The limit may be higher in your area, depending on home prices in your area. You can check the limit in your area by clicking here. If you are planning to purchase a home that is above the conforming loan limit in your region, our jumbo loan option allows you to finance your home without being restricted by the dollar amount.


Your home can help you save!

You can use the equity in your home for renovations or refinance for a better rate. Explore our refinance programs to find the right option for you.

Whether you want to lower your monthly payment, get a lower interest rate, shorten your term or do a cash-out refinance, our loan officers will help you determine if refinancing can help you meet your goals.

Wondering whether you should refinance? Calculate your monthly payment and review your options with our refi calculator.

NOTE: Refinancing an existing loan may result in finance charges being higher over the life of the loan. Reduction of payments may reflect a longer term.

Wondering whether you should refinance?

Calculate your monthly payment and review your options with our refi calculator.