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Teri Conklin

Teri Conklin

President
717-515-3055

NMLS ID #: 149272

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About Teri Conklin

You don’t need a 20% down payment to purchase a home. Want to learn more? Let’s talk, I love working with all buyers, including first-time home buyers!

Your success is dependent upon the ability of the professionals working for you. My experience in the mortgage industry enables me to work through all aspects of the loan transaction and make it as easy as possible for the buyers. My ability to communicate with processors, underwriters and closers will be beneficial to getting your loan to settlement as scheduled.

With FHA, VA, USDA and conventional loan experience, I pride myself in being able to select the product that best suits a buyer’s needs. I truly enjoy helping my clients achieve their goal of homeownership. Closing day is my favorite day as well as theirs - twenty-two years in the mortgage business and it’s still my passion!

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Why Choose Teri Conklin?

★★★★★
"Great team who was always available and responsive."
-Maria K F | October 21st, 2022

★★★★★
"Teri Conklin is a true professional who went out of her way to make the entire process east and seamless."
-Angela M B | January 25th, 2022

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Calculate Your Monthly Payment

Our calculator tool helps your better understand your budget and home eligibility by giving you an estimated monthly payment based on purchase price, current loan rates, and loan terms.

Read more about loan types
The selling price of the property.
The percentage of your home's purchase price that is paid upfront.
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The interest rate your banking establishment charges for use of their assets.
The number of years.
  • Total payments {{ months }} monthly payments
  • Down payment ({{ upfront }}%) {{ toCurrency(down, 0) }}
  • Principal {{ toCurrency(loan, 0) }}
  • Total interest paid {{ toCurrency(interest, 0) }}
  • Total mortgage cost* {{ toCurrency(total, 0) }}
  • *Estimated, not including taxes and insurance.
Monthly Payment
  • Principal & Interest
  • Property Taxes
  • HOI
  • HOA Dues
  • PMI

Our professionals are ready to assist you with a personalized estimate, tailored to your specific wants, needs and situation when you're ready. Let us help you finance with confidence.

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* The figures shown are estimates and are subject to change based on a more thorough review of your needs, choices, and credit history. The payments shown do not include other expenses you will incur as a homeowner; such as taxes and insurance. For an even more accurate quote, contact a loan officer.

The default interest rate is the Freddie Mac Weekly National Average for a 30-year conventional mortgage as of 04/10/2025. Read More

Actual figures will vary based upon market conditions and a more thorough review of your needs, loan choices and credit history. Please note that the interest rate is different from the Annual Percentage Rate (APR), which includes other expenses such as mortgage insurance, and the origination fee and or point(s), which were paid when the mortgage was first originated. The APR is normally higher than the simple interest rate. The payments shown do not include other expenses you will incur as a homeowner; such as taxes and insurance. This is an estimate. For a more accurate quote, speak with a loan officer. This calculator is a tool and is not intended as an advertisement.

Teri's Featured Articles

Congratulations to our Venture President Teri Conklin

Congratulations to our Venture President Teri Conklin

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Reasons to Use a Local Lender

Reasons to Use a Local Lender

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Work Hard, Get Rewarded

Work Hard, Get Rewarded

Read More
Excellence in Operations

Excellence in Operations

Read More

Contact Teri Conklin

Whether you're in need of a mortgage or simply looking for advice, I'm happy to help. Let's connect!

Address

131 Centerville Road
Suite A
Lancaster, PA 17603

Phone

717-515-3055

Areas Teri Serves

I’m available for all your mortgage needs in the following states:

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HomeSale Mortgage, LLC
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HomeSale Mortgage is your hometown mortgage company. As a subsidiary of TowneBank, we uphold the principles and philosophies that have been established by our hometown traditions. HomeSale Mortgage is dedicated to providing the personal experience that you expect from a hometown lender with the most advanced technology available to offer affordable loans, quick processing and exceptional service.
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HomeSale Mortgage, LLC lends in the following states:
Colorado | Delaware | Florida | Louisiana | Maryland | Mississippi | North Carolina | Ohio | Pennsylvania | Tennessee | Virginia | West Virginia

NOTICE TO CONSUMERS REGARDING MARYLAND LENDER LICENSEES: HomeSale Mortgage, LLC is licensed to engage in business as a Maryland Mortgage Lender and assigned a unique NMLS identifier number: 1054689. The NMLS Consumer Access Website is linked here: https://www.nmlsconsumeraccess.org/

While HomeSale Mortgage, LLC offers educational and promotional materials in languages other than English, not all of HomeSale Mortgage’s services and documents are available in those languages. All official mortgage documents, such as applications, disclosures, closing documents, etc. will occur in English. If you have questions about the extent of our Non-English language services or would like additional information, please contact marketing@homesalemortgage.com

Links and content are being provided for informational purposes only. TowneBank Mortgage has no control over any other website and is not able to endorse, guarantee or monitor content, availability, viewpoints, products or services that are offered or expressed on any site other than this one. This is not a commitment to lend.

© 2025 HomeSale Mortgage, LLC. All Rights Reserved. 131 Centerville Road, Lancaster, PA 17603. Phone: (717) 286-9936
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