Unlock Homeownership Dreams: Bank Statement Loans for the Self-Employed

Unlock Homeownership Dreams: Bank Statement Loans for the Self-Employed

Do you dream of owning a home, but your income fluctuates, or tax deductions leave your tax returns unrepresentative of your true earning power? If you're self-employed, this can be a major hurdle in the traditional mortgage process. However, we have a solution: Our bank statement loans.

What are Bank Statement Loans?
Bank statement loans offer a flexible alternative to qualifying for a mortgage. Instead of relying solely on tax returns, they use your personal or business bank statements to verify income over a set period (typically 12 or 24 months). This is a game-changer for self-employed individuals like:
  • Small business owners
  • Doctors
  • Lawyers
  • Real estate agents
  • Investors
What are the benefits of our Bank Statement Loan Program?
  • Tailored for Fluctuating Income: If your income varies month-to-month, bank statements provide a more accurate picture of your financial health.
  • Benefits from Tax Deductions: Claim significant tax deductions? Bank statements can ensure you're not penalized for smart tax planning.
  • Multiple Property Options: Looking for a primary residence, a vacation getaway, or an investment property? Bank statement loans can help you finance it all.
  • Streamlined Options: Purchase, refinance, or access cash with a single program – simplifying the homeownership journey.
Ready to Learn More?
 Contact a loan officer today to discover the power of bank statement loans!


TowneBank Mortgage does not provide investment, tax or legal advice. Consult your tax advisor.