317 search results for conventional loans

FHA Loan Limits to Increase in 2021 Article

FHA Loan Limits to Increase in 2021On December 2, the Federal Housing Administration announced new FHA loan limits for the 2021 calendar year.Limits will increase for the majority of the country as a result of increased home prices, according to the ...

Tax Free Weekend in Virginia Article

Tax Free Weekend in Virginia It’s tax-free weekend in Virginia from August 2-4. This 3-day sales tax holiday will begin on Friday at 12:01 am and ends on Sunday at 11:59 pm.During the holiday, you can buy qualifying school supplies, clothing, footwea...

Document Checklist Article

Applying for a mortgage? At minimum, here’s a list of the information and supporting documentation that you’ll want to have at hand:Addresses for previous 2 years’ rental or mortgage history Name, address and phone number of all la...

Medical Debts to be Removed from Consumer Credit Reports Article

Three of the nation's largest credit bureaus - Experian, Equifax, and Transunion - announced they will be removing nearly 70% of medical debt from consumer credit reports.What does this mean? As of July 1, 2022, paid medical collections were rem...

Don’t Let Student Loan Debt Hold you Back from your Homebuying Dreams Article

If you recently graduated from college, chances are you have some student debt. But that doesn’t mean you have to let your debt get in the way of #lifegoals, like buying a house. You might feel like your student loan debt is taking over your li...

VHDA Introduces New Homeownership Program Article

VHDA Introduces New Homeownership ProgramIn an effort to offer down payment assistance to more homebuyers, the VHDA has created a new second mortgage program, known as the VDHA Plus Second Mortgage. The program, which went into effect August 15, repl...

What Makes the VA Loan Such a Valuable Benefit? Article

The VA Loan is known to be one of the best benefits for current and retired military members and their families. Let’s dive a little deeper into what makes the VA Loan so special. A VA or Veterans Affairs Loan is a home loan designed to help fi...

Common VA Loan Myths Debunked Article

Common VA Loan Myths Debunked The VA Home Loan helps military families achieve the dream of homeownership and is considered one of the strongest VA benefits available. Unfortunately, there are a lot of rumors or misconceptions that may be stopping mi...

Need to Establish Good Credit? Here’s How Article

Need to Establish Good Credit? Here’s HowIt’s March, which means it’s credit education month! While most of us know what a credit score is, a lot of consumers do not fully understand what factors impact your credit score. Credit sco...

Seller Concessions: What can a seller contribute to their home sale? Article

What is a seller concession? Buyers can request that the seller contribute to some of their out-of-pocket costs when submitting an offer on a home. If agreed upon, this is referred to as a seller concession. Why would a seller make concessions?...

4 Things to Know about a VA Loans in 2020 Article

4 Things to Know about a VA Loans in 2020 If you’re a Veteran, active duty member or reservist, there are certain changes to the VA Loan rolling out in 2020 that you should know, especially If you’re looking to purchase a new home in the upcoming yea...

DID YOU KNOW - A 20% Down Payment is Not Required to Buy a Home Article

Coming up with enough cash for a down payment is one of the most common struggles among first-time buyers. However, in most cases, you don’t need to put 20% down on a home – especially your first home! So how much do you need to put down?...

Build Loan Product

Available for primary or secondary residencesJumbo financing availableInterest Only options available during constructionAs little as 5% down on primary residencesFlexible contractor options

Innovation Through Marketing Article

Innovation Through MarketingYou can expect the support of our top-tier, in-house Marketing team to help you boost your business, strengthen and develop relationships and nurture past, pending and future clients. Our team takes your vision and goals a...

Do’s and Don’ts of the Mortgage Process Article

Do’s and Don’ts of the Mortgage ProcessIs purchasing a home on your to-do list? If you’re like the majority of homebuyers in America, you’ll be taking out a mortgage to purchase your next home.Here’s a list of do’s and don’ts to follow throughout the...

What’s Hot and What’s Not When it Comes to Your Home Financing? Article

What’s Hot and What’s Not When it Comes to Your Home Financing? What’s hot? Getting pre-approved for a mortgage from your local lender.What’s not? Waiting until you’ve put an offer in on a home to get pre-approved. A pre-approval will help you d...

St. Patrick's Day Cheddar Chive Shamrock Scones Article

St. Patrick's Day Cheddar Chive Shamrock SconesCelebrate St. Patrick's Day with these savory Shamrock scones!INGREDIENTS:3 cups all-purpose flour, plus more for dusting1 tbsp. baking powder2 tsp. kosher salt4 oz. extra-sharp white cheddar, grate...

Bright and Delicious Lemon Buttercream Cupcakes Article

Bright and Delicious Lemon Buttercream CupcakesWelcome sunny days and spring weather with these bright and tasty lemon buttercream cupcakes, a perfect Easter recipe. LEMON CUPCAKES •    3 cups self-rising flour•&nbs...

Fall Foliage Guide Article

Fall Foliage Guide It’s officially Fall- although it might feel like it quite yet. There is little that can compare to the beauty of the leaves changing colors each Fall. Curious to know when the leaves will change color near you? Here’s a state-by-s...

Fall home maintenance tips Article

Fall home maintenance tipsIt’s that time of year again! Fall is the perfect time to knock out some house and yard projects, while the weather cools down and the days aren’t quite as short as they will be in the wintertime.Outside: Clear y...