About Todd Krahling
When you’re making one of the biggest investments of your life, you want to work with someone you can trust. As your lender, I’ll always have your back.
As your experienced Loan Professional, Todd Krahling is available to guide you through the home financing process. Whether you are purchasing your first home, an investment home, refinancing or just need mortgage advice, Todd is here to help.
Todd has been a lender since 1999, having spent time in nearly every aspect of the Mortgage and Credit process. As a former Underwriter, Todd knows the importance of collecting good data and keeping organized throughout the entire process. This makes for a smooth, hassle-free experience for his customers.
Todd prides himself on his dedication to his clients, making sure they are kept informed during every step of the loan process. He holds himself to high standard of attention to detail and is committed to working with agents and consumers to complete every transaction in a timely and efficient manner.
Todd lives in Felton with his wife of 20 Years, Jennifer and their daughter Addison. Todd is active in the Southern York Community. He is a coach for the Windsor/Red Lion United Soccer Program; and serves on the planning committee for the LIU Prom Project held annually at Leg Up Farm. Todd is a graduate of Leadership York class of 2011.
The Todd Krahling Team
Why Choose Todd Krahling?
★★★★★
"Todd and my realtor together made up my dream team for buying a house. As a first time home buyer, it's hard to know what to expect. From friends and family that have recently purchased homes, I expected to have a few horror stories by the end. This was not the case working with Todd and the lovely people at HomSale. Getting our mortgage was one of the smoothest parts of our home buying process. Todd made sure that any questions we had were answered and anything that their office needed from me was clearly communicated, while also getting me a good rate."
-Elaine F K | October 20th, 2022
★★★★★
"Todd was very efficient, communicative, timely, and made the loan process very easy to understand. As someone who had never bought a home, Todd and his team did a wonderful job introducing me to the process. Will definitely use his services in the future."
-Andrew F E | August 31st, 2022
★★★★★
"Todd and his team showed a level of professionalism that cannot be rivaled. Even while navigating difficult questions and tasks he was able to ensure that my wife and I were not going through the process alone or worried about potential inevitables. I would highly recommend Todd and his team to anyone!"
-Thomas T | July 16th, 2022
Client Tools
Ready to take the next step?
Calculate Your Monthly Payment
Our calculator tool helps your better understand your budget and home eligibility by giving you an estimated monthly payment based on purchase price, current loan rates, and loan terms.
- Total payments {{ months }} monthly payments
- Down payment ({{ upfront }}%) {{ toCurrency(down, 0) }}
- Principal {{ toCurrency(loan, 0) }}
- Total interest paid {{ toCurrency(interest, 0) }}
- Total mortgage cost* {{ toCurrency(total, 0) }}
- *Estimated, not including taxes and insurance.
Monthly Payment
-
Principal & Interest
-
Property Taxes
-
HOI
-
HOA Dues
-
PMI
Our professionals are ready to assist you with a personalized estimate, tailored to your specific wants, needs and situation when you're ready. Let us help you finance with confidence.
* The figures shown are estimates and are subject to change based on a more thorough review of your needs, choices, and credit history. The payments shown do not include other expenses you will incur as a homeowner; such as taxes and insurance. For an even more accurate quote, contact a loan officer.
The default interest rate is the Freddie Mac Weekly National Average for a 30-year conventional mortgage as of 02/02/2024. Read More
Actual figures will vary based upon market conditions and a more thorough review of your needs, loan choices and credit history. Please note that the interest rate is different from the Annual Percentage Rate (APR), which includes other expenses such as mortgage insurance, and the origination fee and or point(s), which were paid when the mortgage was first originated. The APR is normally higher than the simple interest rate. The payments shown do not include other expenses you will incur as a homeowner; such as taxes and insurance. This is an estimate. For a more accurate quote, speak with a loan officer. This calculator is a tool and is not intended as an advertisement.
Todd's Featured Articles
Reasons to Use a Local Lender
Preparing for Homeownership
Do’s and Don’ts of the Mortgage Process
Contact Todd Krahling
Whether you're in need of a mortgage or simply looking for advice, I'm happy to help. Let's connect!
Areas Todd Serves
I’m available for all your mortgage needs in the following states: